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Vol. II — No. 184Remarkable People · Exceptional CompaniesToday's Edition

student-loan-refinancing

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Company
Earnest lets borrowers set the payment. The hard part is everything behind it.
Fintech · Consumer · Education

Earnest lets borrowers set the payment. The hard part is everything behind it.

The student lender built its name on loans that fit a monthly budget. Its journey through venture funding, a Navient acquisition and a $2.5 million settlement shows what that promise demands.

student-loans · student-loan-refinancingRead →
Company
The 200-Year-Old Bank Betting on the Middle of the Market
Fintech · Enterprise · Consumer

The 200-Year-Old Bank Betting on the Middle of the Market

A Cleveland bank with roots older than most of the states it serves is leaning into middle-market companies, digital lending, and a $2.8 billion vote of confidence from Scotiabank. Here is how KeyBank actually makes money - and who it makes money for.

keybank · keycorpRead →
Company
SoFi Wants to Be Your Bank, Broker and Financial Operating System
Fintech · Consumer · Enterprise

SoFi Wants to Be Your Bank, Broker and Financial Operating System

The student-loan refinancer grew into a national bank, an investing app and a financial-software supplier. Its next test is whether one login can credibly hold an entire financial life.

digital-banking · consumer-financeRead →