startup-insurance
(3)
upcover
upcover is a Sydney-based insurtech turning slow, paperwork-heavy commercial insurance into an instant, digital experience for Australian small businesses, startups and scaleups. Its platform lets a business get a quote by answering as few as two questions, buy cover, receive a certificate of currency instantly and even finance the premium in one click. Through insurance APIs and white-labelled journeys, upcover also lets other brands and platforms embed business insurance directly into their own products. Founded in 2019 and led by co-founder and CEO Skye Theodorou, the company works with around 40 insurers and serves roughly 60,000 businesses.
Vouch Insurance
Vouch is a technology-first business insurance broker built specifically for high-growth startups. Founded in 2018 by Sam Hodges and Travis Hedge, it engineers coverage - D&O, cyber, E&O, general liability and more - for venture-backed companies, with digital quoting, claims advocacy, and a growing carrier network. Backed by Ribbit, Index, Y Combinator, Allegis and others, Vouch insures thousands of startups including Brex, Carta, Ramp, and Middesk.
Corgi
Corgi is an AI-native, full-stack insurance carrier built specifically for technology startups. Founded in 2024 by Nico Laqua and Emily Yuan through Y Combinator's Summer 2024 batch, Corgi owns its own carrier (Technology Risk Retention Group), enabling it to underwrite, price, and bind policies in minutes rather than the industry-standard weeks. The company offers coverage including general liability, directors & officers, cyber, tech E&O, and AI liability — directly tailored to how startups actually operate. With 40,000+ customers across 49 U.S. states, $40M+ ARR, and $268M raised at a $1.3B valuation as of May 2026, Corgi became Y Combinator's latest unicorn just 18 months after its founding.