sharia-compliant-finance
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Mohamed Alomayyer and the price of waiting
A government purchase order can promise a small business its next chapter while leaving it short of cash. Mohamed Alomayyer co-founded Tameed to finance the awkward interval between an order and its payment.
The Bank That Put a Rulebook Inside the App
ADIB has spent nearly three decades turning Sharia principles into everyday financial machinery. Its next act is to make that machinery nearly invisible - inside apps, instant approvals and investments that start small.
تعميد | Tameed
Tameed (تعميد) is a Riyadh-based fintech that runs the first Saudi Central Bank-licensed debt crowd-lending platform specialized in purchase-order financing. It connects small and medium enterprises holding government and large-corporate purchase orders with a crowd of individual and institutional investors who fund those orders in return for Sharia-compliant profit. SMEs unlock working capital in as little as three business days, while investors gain access to short-term, asset-backed opportunities that have paid an average annual return in the mid-teens.