Julián Colombo is the founder and CEO of N5 Now, a multinational technology company that builds AI-driven software for banks, insurers and financial firms. After 20 years inside Banco Santander - ending as Global Managing Director of CRM and Business Intelligence in Madrid - he left in 2017 to start N5 with a USD 100 idea. Today N5 works across 18 countries with clients including Santander, Mastercard and Itaú, and in February 2025 raised a USD 20 million Series A to accelerate its banking AI products. An economist and journalist by training, and a former member of Argentina's parliament, Colombo is a frequent voice on how AI will reshape finance over the next decade.
Oriol Rius is the CEO of Microwd Inversiones, a Madrid-based social-impact fintech that connects women entrepreneurs across Latin America with microloans funded by impact investors. A senior banking executive with more than two decades in Latin American capital markets at Santander, Merrill Lynch and BBVA, he now channels that corporate-finance machinery toward microcredit, helping run a fund that became the first in Spain to securitize microloans for women entrepreneurs. He also sits on the board of Vista Alta Impact Investments.
Tyler Boyd is the CEO of Youtility, a behavioral decision science company that models the emotional drivers behind consumer choices and feeds banks and brands real-time next-best-action recommendations through APIs. A Columbia-trained financier who spent nearly two decades in private equity, investment banking, and corporate strategy, Boyd moved from Wall Street deal rooms to the marketing-science world at Purple Strategies before sourcing and steering the merger of US fintech Squeeze with UK technology firm Youtility. He now runs the combined company across London and Richmond, Virginia, where its software counts Santander UK, Virgin Money, and Monese among its partners and recently closed a $4.2M seed round.