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Vol. II — No. 184Remarkable People · Exceptional CompaniesToday's Edition
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y combinator74san francisco24ai agents22ceo21startup founder14y-combinator14san francisco startup11yc w2610developer tools10ai9fintech9yc s258yc p268yc x258conversational ai7robotics7founder7b2b saas7saas7san-francisco7voice ai6yc s266yc w225manufacturing5yc s245yc f255cybersecurity5logistics5ai-agents5yc w254co-founder4machine learning4no-code4mcp4ai security4sales automation4yc-w264voice agents4yc-p264yc s213yc f243supply chain3mit3automation3agentic ai3pharma3yc-w253healthtech3supply-chain3distribution3new york startup3back office automation3ai-native3workflow automation3productivity3startup3contact center2proptech2hardware2payments2web32cambridge2creator economy2sdk2devops2software engineer2yc w242cross-border payments2nigeria2emerging markets2healthtech founder2seed funding2digital health2mckinsey2customer success2ai infrastructure2edge ai2founder ceo2computer vision2geospatial2vertical ai2hvac2yc w212yc w232generative ai2prompt injection2outbound 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Utkarsh Sinha
Founder · Engineer · Operator

Utkarsh Sinha

Utkarsh Sinha is the co-founder and CEO of Mochatrade, a Y Combinator (Spring 2026) fintech building a platform for traders outside the US to trade perpetual futures on American stocks with up to 20x leverage, self-custodial wallets, and local-currency onboarding. Raised in a middle-class family in Ranchi, he studied EECS at IIT Kharagpur and computer science at Columbia, worked at McKinsey and in engineering roles, and previously built Martian Wallet from his Columbia dorm room, scaling it to 2M+ installs and a $2B+ transaction volume before it was acquired.

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