Andrés Ugarte

Andrés Ugarte is the founder and CEO of Copilot Money, a privacy-first personal finance app he started after quitting Google in 2018 because he couldn't find a money app he actually wanted to use. Built as a native Swift app with on-device machine learning, Copilot launched in January 2020 with seven users, reached profitability in 2023, and crossed 100,000+ paying subscribers. When Intuit shut down Mint in late 2023, Copilot's signups spiked 5x and the company grew more in four months than in its previous four years - momentum that fueled a $6M Series A led by Nico Wittenborn's Adjacent in March 2024.