payment-plans
(7)
Edstart
Edstart is a Sydney-based technology and financial services company that makes paying and managing school fees easier. It gives schools an end-to-end fee management platform with guaranteed payments and dedicated support, while offering families flexible payment plans that spread tuition costs across or beyond the school year. Founded in 2016 by Jack Stevens, Edstart works with 700+ schools across Australia and the UK, has supported more than 100,000 students and processed over $2 billion in fees.
WeTravel
WeTravel is a fintech and SaaS platform built specifically for multi-day, group and tour travel businesses. It lets operators create branded booking pages, collect deposits and staged installment payments in multiple currencies, manage traveler details, pay suppliers, and build AI-assisted itineraries - all from one dashboard. Founded in 2016 by three immigrant entrepreneurs who met at UC Berkeley, the company has processed trips in 206 countries for more than 1.6 million travelers and raised $126M in total funding, including a $92M Series C led by Sapphire Ventures in September 2025.
Collectly
Collectly is a San Francisco-based healthcare fintech that automates the patient side of revenue cycle management. Its AI platform plugs into more than 20 EHR and practice-management systems to run digital billing, eligibility checks, cost estimates, payments and follow-up, so medical groups collect more, faster, with fewer staff hours. Founded in 2017 and a Y Combinator graduate, Collectly says it serves 3,000+ healthcare facilities and has processed over $1 billion in patient payments. In 2025 it launched Billie, a 24/7 AI agent that answers patient billing questions and takes action across voice, chat, text and email.
January
January is a New York fintech that uses AI to modernize one of finance's least-loved corners: debt collection. Its platform helps lenders, banks, credit unions and debt buyers recover past-due and charged-off consumer debt while giving borrowers transparent, lower-pressure ways to repay - tailored payment plans, self-service tools and built-in regulatory guardrails. Founded in 2016 (originally as Debtsy), the company says its software has serviced more than $10B in debt and handles more accounts than all but the largest banks, pairing data-driven recoveries with consumer satisfaction scores it claims beat traditional agencies.
Meadow
Meadow is a New York-based fintech building modern financial engagement tools for higher education. Its platform helps colleges and universities communicate costs clearly, collect tuition, and support students from application through graduation - spanning a student-friendly net price calculator (Meadow Price), mobile billing and flexible payment plans (Meadow Pay), and compassionate balance recovery (Meadow Pre). Used by 300+ institutions, Meadow raised a $14M Series A led by Matrix Partners in April 2025.
Chris Boudreaux
Chris Boudreaux is a fintech professional and co-founder associated with Cherry (withcherry.com), a San Francisco-based healthcare financing platform trusted by over 60,000 medical providers across the United States. Cherry enables patients to access flexible, interest-free payment plans for elective medical procedures - dental, plastic surgery, medspas, and veterinary care - while giving providers same-day upfront payment. Based in Chattanooga, Tennessee, Boudreaux operates at the intersection of financial technology and healthcare access, helping expand Cherry's reach across the healthcare provider ecosystem.
Phaedra Ellis-Lamkins
Phaedra Ellis-Lamkins is the co-founder and CEO of Promise, an Oakland-based govtech company valued at $520 million that helps municipalities and utilities offer zero-interest payment plans to struggling residents. A former union organizer turned labor federation executive turned music manager for Prince, she now runs a platform that has reached 5 million+ households across 20+ states, proving that treating people with dignity is not just ethical — it is a business model. Named #247 on the Forbes Self-Made 250, she built Promise from a YC Winter 2018 bet to a $23 million-funded company generating $33M+ in annual revenue.