mobile-lending
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Tala Bet the Credit Score Was Wrong - Now 14 Million Borrowers Power Its AI
Shivani Siroya built a lender for people the credit bureaus could not see. A decade, 14 million customers and $8 billion in disbursements later, Tala wants to turn that hard-won repayment history into the credit layer for the global majority.
PT Pendanaan Teknologi Nusa
PT Pendanaan Teknologi Nusa is an Indonesian financial-technology company that runs pendanaan.com and its flagship KTA Kilat mobile app, a peer-to-peer and digital-credit platform that delivers small, collateral-free cash loans to consumers who are typically underserved by traditional banks. Backed by parent company Hadoop Fintech (Hong Kong) Limited and Chinese venture firm Legend Capital, the company uses big-data credit scoring to assess and disburse loans quickly through mobile devices. Registered with Indonesia's Financial Services Authority (OJK), Pendanaan has served hundreds of thousands of borrowers and positions itself as a bridge between individual borrowing needs and lenders across Indonesia.