Utkarsh Sinha

Utkarsh Sinha is the co-founder and CEO of Mochatrade, a Y Combinator (Spring 2026) fintech building a platform for traders outside the US to trade perpetual futures on American stocks with up to 20x leverage, self-custodial wallets, and local-currency onboarding. Raised in a middle-class family in Ranchi, he studied EECS at IIT Kharagpur and computer science at Columbia, worked at McKinsey and in engineering roles, and previously built Martian Wallet from his Columbia dorm room, scaling it to 2M+ installs and a $2B+ transaction volume before it was acquired.