homeowners-insurance
(6)
People's Trust Insurance Company
Most insurers pay a claim and wave goodbye. People's Trust built its own construction company so it could show up with trucks instead.
GEICO
The company that skipped the insurance agent, hired a British-accented lizard, and turned '15 minutes' into one of the most repeated sentences in American advertising.
The Hanover Insurance Group
The 174-year-old insurer has made a modern wager on an old-fashioned middleman: the independent agent. Behind that choice sits a broad coverage portfolio, specialized risk expertise and a business built to price the unexpected.
Slide
Slide became one of Florida's largest home insurers by doing the unfashionable work of pricing hurricane risk - then pairing old-school agents with a very modern data engine.
Delos Insurance Solutions
Delos Insurance Solutions is a San Francisco insurtech and managing general agent that uses satellite imagery, fire science, and machine learning to insure California homeowners in wildfire-prone areas that traditional carriers have abandoned. Founded by two aerospace engineers, Delos models wildfire risk at the individual-property level using NASA Earth-observation data, climate science, and hundreds of risk parameters, allowing it to write coverage on homes the rest of the market deems uninsurable.
Kevin Stein
Kevin Stein is the CEO and cofounder of Delos Insurance Solutions, a San Francisco insurtech MGA that writes homeowners insurance for wildfire-exposed California properties that mainstream carriers refuse. A Bay Area native and aerospace engineer who once sold satellites at SSL/Maxar, Stein co-founded Delos in 2017 with Shanna McIntyre to apply satellite imagery, geospatial AI, and wildfire science to a problem the rest of the market treats as uninsurable. Delos accepts roughly two-thirds of the homes the standard market declines, and Stein reports it has never insured a home that later burned. He moonlights as a bassist and songwriter.