
After three decades studying catastrophe risk from boardrooms in New York and Bermuda, Steve Weinstein chose Florida for his founder’s bet. Mangrove’s strategy is equal parts underwriting discipline, global reinsurance and a stubborn belief that difficult markets can still reward patient builders.
Florida home insurance has punished tourists, homeowners and insurers alike. Mangrove's answer is a selective book of business, local agents and layers of capital built to survive the weather rather than wish it away.