Your money lives in several places. Yodlee built a business getting those places to talk - and its latest improvements reveal how much depends on one small click.
The London fintech started by turning stubborn bank systems into tidy APIs. Ten years, two acquisitions and a bruising reset later, it is attempting something larger: a European payments network that can handle debit, recurring charges and credit without a card in sight.
Tomás Campos is the co-founder and CEO of Spinwheel, an Oakland-based fintech building agentic AI-powered credit data and payments infrastructure for the consumer debt market. A UC Berkeley and Haas School of Business graduate, he spent two decades in payments and commerce - growing Blackhawk Network's digital payments division into a $1.5 billion business and co-founding the conversational commerce startup FluidM, which was acquired by Westfield. He launched Spinwheel in 2019 after the consumer debt crisis touched his own family, aiming to make the fragmented world of loans and liabilities as accessible as open banking made bank accounts. In June 2025 the company raised a $30 million Series A led by F-Prime Capital.