fair-lending
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Marquis knows why 33 replies can beat 15,000 impressions
A bank’s best marketing asset may already be sitting in its account records. Marquis turns those records into targeted campaigns, customer journeys and compliance analysis - with people on hand to make the machinery useful.
Zest AI Wants Your Credit Union to Say Yes More Often
The lending software company sells a particular kind of confidence: finding borrowers a blunt credit score can miss, then helping a small lending team act on the evidence.
The Banker’s Dilemma: When the Rulebook Becomes the Work
360factors began by putting a bank’s risks, controls, policies and audits in one place. Its newer bet is narrower and more revealing: give compliance teams a usable first draft of the evidence, then leave the judgment to them.
Scienaptic Wants Credit Unions to Stop Buying Scores - and Start Buying Decisions
A New York fintech is making a pointed bet: the useful output of lending AI is not another score, but an auditable answer. Its credit-union customers say that answer is helping them approve more borrowers without loosening the risk dial.