dlt
(2)
Fnality
Fnality is a London-based financial market infrastructure company building a network of regulated, blockchain-based wholesale payment systems that let banks settle transactions in a digital representation of central bank money. Its Sterling Fnality Payment System (£FnPS), launched in December 2023, is the world's first regulated distributed-ledger-technology wholesale payment system. Backed by a consortium of more than 20 global banks and market infrastructures, Fnality aims to enable 24/7 real-time, atomic settlement for tokenised asset markets, FX and repo, extending beyond Sterling into US Dollar, Euro and other currencies.
TBCASoft
TBCASoft is a Silicon Valley blockchain company building a consortium-based distributed ledger that lets telecom carriers, mobile payment apps and banks interoperate across borders. Its HIVEX payment network lets travelers pay with their home QR-code wallet abroad without merchants changing POS systems, while the CBSG Consortium and CCIS identity framework extend the same trust rails to digital identity and authentication. Founded in 2016 by Ling Wu, it is backed by SoftBank and Naver and connects payment apps reaching tens of millions of users across Asia.