Toothy AI builds HIPAA-compliant AI agents that run the insurance side of a dental practice - verifying patient coverage, filing and correcting claims, chasing denials, and posting payments. Using voice AI to make payer phone calls and portal automation to check eligibility, Toothy aims to take the roughly 160 hours a month that clinics spend on insurance busywork off staff plates. A Y Combinator Winter 2025 company founded in 2024 by Johnny Chen and Matthew Kerrigan, it sells a subscription service to dental clinics looking to collect more, faster, with smaller back-office teams.

Wisdom is a New York-based AI-powered dental revenue cycle management platform that helps dental practices collect more from insurers, faster. Founded in 2023 by fintech veteran Stoyan Kenderov and billing expert Ashley Bond, Wisdom pairs proprietary AI with dedicated human billing teams to handle the full claims lifecycle — from insurance verification to denial appeals. The company has raised $28M in funding and reports that over 98% of clients see increased insurance billing revenues after joining.
Stoyan Kenderov is the Founder and CEO of Wisdom, an AI-powered dental revenue cycle management platform based in New York that has raised $28M in funding. With a 30-year career spanning European internet pioneers, Intuit, LendingClub, and Plastiq, he brings deep fintech product expertise to a $170B dental industry where over $20B in earned revenue goes uncollected annually. A multilingual Bulgarian-born technologist educated at Karlsruhe Institute of Technology, Kenderov built Wisdom around the thesis that vertical AI - trained on proprietary, domain-specific data - can outperform generalist AI in specialized industries.