The nearly 30-year-old education company has moved from rented trading desks to hybrid classrooms, practice tools and broker-connected software. Its real product is not a hot tip - it is a system for deciding when not to trade.
FLOQ is an Indonesian crypto asset investment platform, licensed and supervised by the Financial Services Authority (OJK), that pairs cryptocurrency trading with financial education for retail investors. Rebranded in 2025 from PT Kripto Maksima Koin - a former GoTo (Gojek Tokopedia) subsidiary - and led by CEO Yudhono Rawis, the former Tokocrypto chief, FLOQ lets users start investing from as little as Rp1,000, backs it with ISO 27001-certified security, and layers on FLOQ Academy education. In mid-2026 it raised US$11.3 million in its first external funding round and reported more than 1.8 million registered users.