credit-origination
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Apollo Built a Trillion-Dollar Machine on the Boring Middle of the Balance Sheet
It started as a distressed-debt shop picking through the wreckage of the 1990 junk-bond collapse. Thirty-five years later Apollo runs close to a trillion dollars and is trying to sell private credit to your 401(k).
Lenk
Lenk is a Latin American loan-origination platform that lets banks, financial entities, and fintechs digitize the entire credit lifecycle - from lead capture and onboarding to underwriting and disbursement. Its white-label, modular software automates commercial, consumer, mortgage, automotive, and leasing credit with configurable workflows and dozens of pre-built integrations to regional registries and bureaus. Founded in 2021 and backed by Y Combinator (W22), Lenk says it serves 20+ institutions across three countries, processing roughly 500,000 applications and $2B in transactions a year.