collective-health
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Ali Diab Is Building the Operating System Behind the Benefits Card
After a career spent making maps, messaging, mobile ads, and marketplaces easier to use, Ali Diab chose a harder interface: the machinery behind employer benefits. His playbook is patient, product-minded, and built around making complexity legible.
Frank Cheung
Frank Cheung is the co-founder and CEO of Accorded, a San Francisco actuarial intelligence company building tools for value-based contracting in healthcare. A Fellow of the Society of Actuaries with more than 18 years as a health actuary, he spent years inside Blue Shield of California, Deloitte Consulting, and Collective Health before deciding the frustration he kept running into deserved a software fix. He started Accorded in 2019 with co-founder Thomas Bedington, and in 2024 launched Accorded Acumen, a platform that turns messy claims and eligibility data into actuarially rigorous, ready-to-use VBC data assets.
Michael Topol
Michael Topol is the Co-Founder and Co-CEO of MGT Insurance, a San Francisco-based company he runs with his brother Graham and describes as the world's first vertically AI-native neo-insurer for commercial property and casualty risk. After helping scale the insurtech Collective Health from 30 to more than 500 employees and a stint in investment banking at Morgan Stanley, he set out to rebuild a commercial insurance carrier from the ground up on a modern AI stack. Two years in, MGT has reached profitability, signed roughly 30,000 customers, posted about $3 million of recurring revenue per employee, and closed an oversubscribed $21.6M Series B led by Mubadala Capital in October 2025.