chargeback-protection
(2)
Clerq
Clerq is a New York-based fintech building an account-to-account (A2A) bank payments platform for high-ticket transactions. It lets merchants - starting with automotive and powersports dealerships - accept low-cost, guaranteed payments pulled directly from a customer's bank account, with card-like ease and no chargeback, fraud, or funding risk. Founded in 2022 by former Citadel and JP Morgan investors Truett Dwyer and Ben Markowitz, Clerq raised a $12M Series A led by 645 Ventures in October 2025, bringing total funding to roughly $21M.
Signifyd
Signifyd is a San Jose-based commerce protection platform that uses AI and a giant pool of shopper data to guarantee online retailers against fraud, chargebacks and abuse. If a transaction Signifyd approves turns out to be fraudulent, Signifyd pays the bill.