Michelle Neal

Michelle Neal is Group Chief Executive Officer of Fnality International, the London-based fintech running the first regulated DLT-based wholesale payment system. She joined Fnality in early 2025 after leading the Markets Group at the Federal Reserve Bank of New York, and previously ran BNY Mellon's global markets business as its CEO. Her mandate: extend Fnality's central-bank-backed settlement rails from sterling into dollar and euro, and turn a working pilot into the plumbing of 24/7 institutional finance.