card-issuance
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HALA
HALA is a Riyadh-based fintech building the 'bank of the future' for small and medium enterprises across Saudi Arabia and the wider MENA region. Founded in 2018 by Esam AlNahdi and Maher Loubieh, it combines business IBAN accounts, card issuance, POS and soft-POS payment acceptance, expense management and SME financing into a single platform regulated by the Saudi Central Bank (SAMA). HALA serves more than 140,000 businesses, processes over $8 billion in annual transactions, and in September 2025 raised a $157 million Series B - one of the largest fintech Series B rounds in the Middle East - at a reported valuation near $900 million.
Fintiv
Fintiv is an Austin-based fintech infrastructure company that builds patented, white-label digital wallet ecosystems for telcos, banks and brands. Formerly known as Mozido, it pioneered the Trusted Services Manager (TSM) system for NFC tap-and-pay and says it has deployed wallet ecosystems across more than 35 countries. Today it positions its stack as a bridge from Web2 payments to Web3, adding digital-asset tokenization, real-time clearing and cross-border rails alongside its long-held mobile-wallet patent portfolio.
Interlace
Interlace is a Singapore-based fintech that lets companies issue branded physical and virtual cards through a single API, connecting to 30+ card BINs and bridging stablecoins with traditional banking rails. As a Visa Hong Kong Principal Member, it offers card-as-a-service, multi-currency business accounts, banking-as-a-service and crypto on/off ramps to over 12,000 enterprise clients across 180+ countries, having issued more than 6 million cards.
Nium
Nium is a San Francisco- and Singapore-headquartered cross-border payments company that lets banks, fintechs, and businesses move money across more than 220 markets via a single API. It runs one of the largest real-time payout networks in the world, supporting payouts in 100+ currencies and instant settlement in 100+ markets.