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Fintech · Enterprise · Consumer
The 124-Year-Old Insurer That Turned Farm Risk Into a Modern Niche
Mutual Fire survived Prairie catastrophe losses by narrowing its risk, rewriting farm insurance in plain English, and betting on brokers. The lesson is useful far beyond insurance: specialize hard, make the confusing legible, and digitize the bottleneck without abandoning the human who closes the sale.
mutual-insurance · farm-insuranceRead →
Fintech · Enterprise · Consumer
Intact Built a $25 Billion Insurance Machine - Then Sent It Toward the Fire
Canada's largest property and casualty insurer grew by treating insurance as an operating system: price risk better, control more of the repair, and buy only what the machine can improve. The catch is that climate volatility keeps stress-testing every advantage it has built.
property-casualty-insurance · canadian-insuranceRead →