Highline is a Dallas-based fintech that runs an intelligent payment network called Pay by Paycheck, which lets consumers automate bill and loan payments directly from their paychecks before the money reaches their bank accounts. By capturing funds through a payroll split at the moment payroll is run, Highline helps borrowers avoid missed payments, late fees and overdrafts while giving lenders and billers a more reliable way to get paid - expanding access to lower-cost credit for the roughly 40 million Americans who have steady jobs but thin or subprime credit files.
Geoff Brown is the co-founder and CEO of Highline, a Dallas-based fintech that runs a payments network pulling bill payments and loan repayments directly from a worker's paycheck instead of a bank account. A self-described numbers geek with a math and physics degree from the University of Florida, he spent two decades in consumer banking and credit risk at Capital One, Santander and Salary Finance before starting Highline in 2020. The company raised $13 million in Series A funding in 2022 and pitches payroll-linked payments as a way to cut missed payments and expand access to lower-cost credit.