
After years underwriting risk in Bermuda, Ben Munro helped build Briza to connect insurers with the people selling their policies. His route from insurance executive to software founder and back reveals how much work happens between a quote and a customer.

After three decades studying catastrophe risk from boardrooms in New York and Bermuda, Steve Weinstein chose Florida for his founder’s bet. Mangrove’s strategy is equal parts underwriting discipline, global reinsurance and a stubborn belief that difficult markets can still reward patient builders.