banks
(13)
Zest AI Wants Your Credit Union to Say Yes More Often
The lending software company sells a particular kind of confidence: finding borrowers a blunt credit score can miss, then helping a small lending team act on the evidence.
The Startup Betting Your Bank Knows Your House Better Than You Do
Chimney put a home-equity meter inside 180+ banking apps. The pitch to lenders is blunt: your customers are richer than they realize, and you are the last to tell them.
The Bank Vault Went Digital, and a Charlotte Lifer Held the Only Key
Ron Daly spent nearly four decades inside the financial industry before deciding its biggest problem was a filing cabinet. His answer was a digital safe deposit box that even the bank cannot open.
Doxim
For 25 years the Ontario-born, Michigan-based software company has done the unglamorous work behind your bank statement - turning paper-bound financial communications into omnichannel conversations for thousands of regulated institutions.
Proximitty
Proximitty is the AI operating system for commercial lending. It builds regulator-grade AI agents that chase and ingest borrower documents, spread financials, generate credit memos, monitor covenants, and service loans across their full lifecycle - helping FDIC-insured banks, credit unions, and fintechs underwrite faster and scale their loan books without scaling headcount.
Rulebase
Rulebase is a Y Combinator (F24) fintech building AI 'coworkers' that automate back-office operations for banks and fintechs. Its software reviews 100% of customer interactions across phone, email, and chat in real time to catch compliance breaches, policy violations, and fraud - including account takeovers and voice-clone scams - then routes disputes, QA reports, and follow-ups into tools teams already use like Zendesk, Jira, and Slack. Founded in 2024 by Gideon Ebose and Chidi Williams, the company raised a $2.1M pre-seed led by Bowery Capital.
mx51
mx51 is a Sydney-based fintech that provides a bank-grade, cloud-native Payment-as-a-Service platform. Spun out of Assembly Payments in 2020, it gives banks, acquirers and payment providers white-label, multi-channel payment infrastructure - in-store terminal software, merchant and support dashboards, analytics and 150+ point-of-sale integrations - so they can serve merchants without building the technology themselves. Its customers include Commonwealth Bank and Westpac, and the platform has processed billions of dollars in transactions across the Asia-Pacific region.
Total Expert
Total Expert is a Minnesota-based fintech company that builds a purpose-built customer engagement platform for banks, credit unions, mortgage lenders, insurance and wealth firms. Founded by Joe Welu in 2012, its CRM, marketing automation and AI-driven customer intelligence tools help financial institutions unify borrower data, spot lending opportunities in real time, and guide customers across financial milestones. It serves more than 200 financial institutions, including 15 of the top 25 U.S. banks and lenders.
Checker
Checker is a New York-based financial infrastructure company that lets regulated banks, fintechs and payment providers plug into stablecoins, digital-asset liquidity, cross-border payments, treasury and credit through a single API. Founded in 2023, it stitches together 50+ liquidity and infrastructure providers across 75+ currencies, and processed roughly $3 billion in volume over its first year - about 1% of global B2B stablecoin payment flows. In May 2026 it raised $8 million from Galaxy Ventures, Al Mada Ventures and Framework Ventures to expand its network across Brazil, Kenya, Hong Kong and the United States.
Legal Karma
Legal Karma is an Austin-based B2B legaltech company that gives banks and credit unions a white-label engine for offering wills, trusts, and powers of attorney directly to their account holders. It handles the document automation, 50-state attorney-reviewed legal infrastructure, compliance, member support, and marketing so a financial institution can stand up a profitable estate planning department in about four weeks - while keeping 100% of the revenue and ownership of the customer relationship.
Casap
Casap is an AI-native platform that automates the entire payment dispute and fraud-operations lifecycle for banks, credit unions, and fintechs. Its agentic AI handles disputes from intake to chargeback, scores first-party fraud, and keeps institutions compliant with Reg-E, Reg-Z, NACHA, and card-network rules. Founded in 2022 by former Robinhood and Chime product leaders, Casap reports a 51% reduction in fraud losses, a 97% chargeback win rate, and 3x faster resolution, and raised a $25M Series A in 2025 to reach $33.5M in total funding.
Castellum.AI
Castellum.AI is a New York-based regulatory technology company that automates anti-money-laundering and know-your-customer compliance for banks, credit unions, fintechs and crypto firms. Its platform pairs in-house risk data drawn from 200,000+ global sources with explainable AI agents that screen for sanctions, politically exposed persons and adverse media, cutting alert volume by 94% and review time by 83% out of the box. Founded by a former U.S. Treasury sanctions officer, the company raised an $8.5M Series A in July 2025 led by Curql.
SentiLink
SentiLink is a San Francisco-based identity and fraud intelligence company that helps banks, credit unions, and fintechs spot synthetic identities, identity theft, and first-party fraud at the point of account application. Founded in 2017 by two former Affirm risk leads, it now verifies millions of identities per day for more than 400 institutions.