The car stays in the driveway. The debt gets a second opinion. Inside the marketplace that turns lender matching and title paperwork into a shot at a better car loan.

Selling classmates’ cars led Nicholas “Nicky” Hinrichsen to Carlypso, Carvana and a second company with Chris Coleman. At Clutch, the unfinished business is helping credit unions make borrowing less cumbersome.

He helped build Caribou around a question many drivers never thought to ask. Now Kevin Bennett is taking the same concern for everyday financial decisions into the homebuying business.
Parking got Way.com into drivers’ phones. Now it wants to handle the wash, the tow and the repair shop - a bigger business with a very physical test of trust.