Wealth creates options - and an absurd amount of administrative work. NorthRock's bet is that affluent clients will pay one team to make the investment manager, CPA, estate lawyer, insurance adviser and philanthropy plan behave like one system.

Charlie Olson is the Co-Founder and CEO of Pando, a San Francisco-based fintech platform that lets high-potential professionals — founders, athletes, and ambitious earners — pool their career income risk. Launched in 2017 after Charlie and co-founder Eric Lax graduated from Stanford GSB, Pando has grown to serve 900+ clients in pools expected to collectively earn over $11 billion. The company has raised $13.8M total funding including an $8M Series A led by Core Innovation Capital in 2020. Charlie was named to Forbes 30 Under 30 in 2019 and previously worked in private equity and policy. Pando's model — participants contribute 1-8% of earnings above a ~$1M hurdle rate to a shared pool — draws on ideas from income-sharing agreements and mutual insurance, reimagined for the winner-take-all talent economy.