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Andrew Grech and the art of making money ordinary
Andrew Grech started CryptoSpend with a university friend to make digital assets usable at the checkout. Eight years and a new name later, the Wayex co-founder is taking that everyday idea across borders.
Wayex
Wayex is a Sydney-based fintech that lets people hold a single US dollar balance, fund it with bank transfers or stablecoins, and spend it worldwide on a Visa card. Founded in 2018 as CryptoSpend by two University of Technology Sydney students, it issued Australia's first crypto-linked Visa card in 2021, rebranded to Wayex in 2024, and in 2025 launched Wayex Global across 160+ countries. The platform supports USDC, USDT, DAI and PYUSD across 10+ blockchains, pays yield on stablecoin balances, and processes conversions in real time at checkout.