Nate Kharrl is the Co-Founder and CEO of Spec (specprotected.com), a San Jose-based fraud prevention platform that uses behavioral analytics to detect and block sophisticated fraud, bots, and abuse before they impact customers. With a career spanning Akamai Technologies, ThreatMetrix, and eBay, Kharrl channeled nearly a decade of watching fraud fighters struggle with siloed tools into founding Spec in 2020. The company has raised over $33 million in funding, including a $15 million Series A led by SignalFire in October 2023, and protects Fortune 500 companies transacting billions in online commerce.
Spec is an AI-resistant fraud prevention platform that monitors the entire customer journey - not just login or checkout - to detect bots, fraud rings, and abusive AI agents in real time. Founded in 2020 in San Jose by ex-eBay and ThreatMetrix operators, Spec protects Fortune 500 consumer brands across e-commerce, ticketing, food delivery, and marketplaces.