ai-credit-scoring
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FinbotsAI
FinbotsAI is a Singapore-headquartered fintech that builds AI-powered credit risk software for banks and lenders. Its flagship no-code platform, CreditX, lets risk teams create, validate and deploy custom credit scorecards in about a day instead of the industry-standard nine to twelve months. Founded in 2017 and backed by a US$3M Series A from Accel, the company serves lenders across roughly a dozen markets in Asia and MENA, and was among the first fintech solutions worldwide to complete Singapore's MAS Veritas and AI Verify governance frameworks.
MNT-Halan
MNT-Halan is an Egyptian fintech that digitally banks the unbanked and underbanked across emerging markets. Founded by Mounir Nakhla, it combines microfinance, consumer and business lending, buy-now-pay-later, mobile wallets, payments and an FMCG/appliance e-commerce marketplace into a single app, all powered by its proprietary Neuron core-banking technology. It became Egypt's first fintech unicorn in 2023 and now operates across Egypt, Turkey, Pakistan and the UAE, having disbursed billions of dollars in loans to millions of customers.
Climb Credit
Climb Credit is a New York-based fintech lender that finances career-focused education such as coding bootcamps, trucking, healthcare, cosmetology and aviation programs. It partners with vocational schools to offer private loans and interest-free recurring payment plans, using an AI-driven credit model built on more than 150 data points so applicants with limited credit history can still qualify. Founded in 2014, Climb has funded tens of thousands of learners and vets partner schools to ensure programs actually improve graduates' earning potential.
Trusting Social
Trusting Social is an AI fintech company that builds credit scores and identity products for the roughly one billion people across Asia who fall outside traditional credit bureaus. Founded in 2013 and headquartered in Singapore, it combines big-data and machine-learning models with alternative data - telco, web, and mobile signals - so banks and lenders can underwrite, verify, and acquire customers who were previously invisible to the financial system. In recent years the company has extended into generative AI, launching Agent Foundry, a platform of autonomous banking agents, on Microsoft Azure.