african-payments
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Flutterwave learned that the checkout was only the beginning
A payment button looks simple. Flutterwave’s decade of expansion, retreat, and reinvention shows how much machinery it takes to make that button work across Africa.
John Oke Turns Bank Friction Into Software
Before Spring in Africa could make money feel borderless, John Oke had to learn how banks, gift cards and mobile wallets behave when real people press the buttons.
Spring in Africa
Spring in Africa is a Nigerian-rooted fintech that lets people and small businesses send, receive, and hold money across borders in both fiat and crypto. It began as Wallet.ng, grew into Wallets Africa, and in 2023 launched Spring, a multi-currency wallet that pairs an instant account number, cashback, and payment links with Ethereum and stablecoin transactions shown in plain USD. Backed by Y Combinator (W19), Michael Seibel, Microtraction, Samurai Incubate, and Mozilla, the company has processed millions of dollars a month for tens of thousands of consumer and business accounts.