Ben Rubin built Meerkat and Houseparty, watched both die, and decided the problem was ownership. Towns Labs is his answer: a messaging protocol where the community holds the keys, not the landlord.
Catena Labs is a Boston-based fintech building what it calls the first AI-native financial institution - a regulated bank and governance platform designed for AI agents that autonomously send and receive money. Founded in 2025 by Circle co-founder and USDC co-creator Sean Neville, Catena pairs agent identity, deterministic spending policies, and audit trails with account management and stablecoin, card, ACH and wire payment rails. It also open-sourced the Agent Commerce Kit (ACK), a set of protocols for agent identity and payments built on W3C web standards.
Halliday is a San Francisco blockchain infrastructure company building the Agentic Workflow Protocol, a system that lets developers create onchain financial applications without writing smart contracts. Its flagship product, Halliday Payments, gives developers a single interface for fiat onramps, cross-chain bridging, swaps, and offramps. Backed by a16z crypto across both its seed and Series A rounds, Halliday has raised $26 million total and works with teams including DeFi Kingdoms, Avalanche, ApeCoin, Story Protocol, and Metis.