Karl Kipke is the founder and CEO of HealthGrowth Pharmacy Solutions, an Austin, Texas company that gives independent and community pharmacies a single ecosystem of lending, advisory, group purchasing, and transition services. A former Wall Street banker who spent 11 years at Morgan Stanley and Bear Stearns before turning to venture investing, Kipke built HealthGrowth Capital into a direct lender for pharmacies and closed a $16.8 million debt-and-equity financing package in April 2020 to expand its reach to independent pharmacy owners across the United States.
Joy Liu is the co-founder and CEO of Plenful, a San Francisco-based AI workflow automation platform modernizing healthcare operations. A Northwestern-trained economist who cut her teeth at Goldman Sachs and Barclays before moving into specialty pharmacy operations at Shields Health Solutions, Liu built Plenful from first-hand frustration with manual pharmacy workflows. Since emerging from stealth in 2023, she has grown the company to 60+ healthcare customers, achieved 4x year-over-year growth, and raised $76 million in total funding - including a $50 million Series B in 2025 co-led by Danaher co-founder Mitchell Rales. Named to Inc.'s 2026 Female Founders 500 list, Liu is on a mission to return time and focus to healthcare workers drowning in administrative burden.