LATEST / CANADA
23 JUL 2026 · ASSURANT + COGECO ANNOUNCE CANADIAN MOBILE-DEVICE COLLABORATION

People / Insurance / Toronto

Paul Cosgrove and the work between the promises

Before leading Assurant Canada, Paul Cosgrove spent 25 years inside the business. His career runs through the less glamorous work of insurance: claims, client relationships, implementation and the people who make a promise hold.

Advertisement

The Stanley Cup is an unusually good incentive to remain after an insurance presentation. On April 9, 2024, more than 70 people gathered at Toronto’s Hockey Hall of Fame for a reception hosted by Assurant. Regulators, company employees and industry colleagues were there. Paul Cosgrove supplied a hockey-inspired introduction. Two Deloitte partners supplied the discussion about changing insurance operations. Afterwards, guests could inspect the silverware.

The occasion brought several parts of Cosgrove’s working life into the same room. He was President and CEO of Assurant Canada, the host company, and vice chair of the board of the Canadian Association of Financial Institutions in Insurance, or CAFII. His introduction connected the setting to the evening’s business. The speakers then addressed customer expectations, technology, margins and regulation.

There is something pleasingly practical about that arrangement: a little hockey, then the work. Cosgrove’s career has included plenty of the latter. Before taking charge of Assurant’s Canadian operations in 2020, he had spent 25 years at the company. Along the way, his responsibilities crossed claims, marketing, business development and the internal machinery that turns a client agreement into a functioning service.

Twenty-five years before the title

Cosgrove began his insurance career at Confederation Life, working in claims, marketing and human resources. He joined Assurant in 1995. His subsequent roles included leadership in claims and marketing, before responsibility for business development from 2005 to 2010. From 2010 through 2019, his work centred on business development and client management as a vice president.

That progression moved him through different sides of the same commercial relationship. Claims concern the delivery of a promise. Marketing concerns how it is presented. Business development brings in partnerships and products. Client management keeps those relationships working after the initial agreement. In Cosgrove’s career, those functions became successive responsibilities rather than separate biographies.

His Canadian portfolio work included adding strategic products and services, establishing partnerships, product development and direct marketing. This was a career within an existing business, involving the expansion and management of its relationships. The chronology gives the later presidency some texture: by the time he assumed it, he had worked on both the offer and its delivery.

Paul Cosgrove in a suit and blue tie, in the press photograph accompanying his 2020 appointment
A new title, a familiar business. The press photograph accompanying Cosgrove’s January 2020 appointment.

The machinery behind a handshake

When Assurant appointed him Canadian president on January 2, 2020, his experience spanned Connected Living, Global Auto and Financial Services. These were different businesses, with different partners and products. His responsibilities had also included developing a sales optimization team to support the mobile business and creating internal organizational offices for client implementations and improved business processes.

Implementation is a plain word for a consequential stage in a relationship. A partnership can be agreed before every practical connection between the participants is ready. Workflows, responsibilities and service arrangements still need to fit together. The internal offices Cosgrove helped establish were intended to serve that work. Process improvement was part of the assignment alongside growth.

The succession itself was orderly. Robert “Bob” Zanussi was retiring after 16 years with Assurant. Cosgrove’s appointment took effect immediately, while Zanussi remained through January 30 to support the transition. Cosgrove, previously vice president of business development and client management, would report to Keith Meier, then president, International.

Meier emphasized Cosgrove’s client relationships, experience across business lines and attention to developing people. Cosgrove’s own response began simply: “It’s an exciting time to lead the Canadian business”. He went on to identify service and products for clients and their customers as priorities. The statement put both audiences in view: the business partner and the person who eventually uses the service.

1995Joins Assurant
2020Takes Canadian leadership
2023Becomes CAFII vice chair

The employees get a vote

In December 2022, Assurant added Canada, India and the United Kingdom to its list of countries certified by Great Place to Work. In Canada, 86 percent of surveyed employees described the organization as a great place to work. The number measures a response among those surveyed; it gives a specific basis for discussing an otherwise slippery corporate subject.

Cosgrove connected the certification to engagement, retaining talent and opportunities for employees to develop their careers. His comments described culture as something related to the work people do and their prospects within the organization. The recognition belonged to the workplace, with employees supplying the judgments behind it.

Further recognition followed. In November 2024, Assurant announced its inclusion among the Best Workplaces in Ontario for a third consecutive year. The eligibility criteria included certification, strong employee survey results and agreement among 90 percent of respondents that people were treated fairly regardless of gender. Cosgrove’s response included an economical acknowledgment: “It’s our people who make this possible”.

“It’s our people who make this possible”

Paul Cosgrove, November 2024

In June 2025, the Canadian organization was included on the Best Workplaces in Financial Services & Insurance list. Cosgrove again spoke about workplace culture, linking the recognition to integrity, innovation and inclusion in daily practice. Across these announcements, his public emphasis remained on employees and the environment in which they worked.

The April 2026 announcement added recognition as a Best Workplace in Canada and a Best Workplace for Women. It also described the assessment’s proportions: confidential employee responses accounted for 75 percent of an organization’s final score, with programs and policies making up the remaining 25 percent. Recognition for women additionally required evidence that employees felt fairly and equitably treated regardless of gender.

2026 workplace assessment
Employee responsesPrograms & policies
The assessment gives employees most of the say. These proportions describe the scoring method, not Assurant’s score.

Those distinctions are organizational achievements. They provide context for Cosgrove’s leadership without turning the work of many employees into one executive’s personal trophy cabinet. His LinkedIn response to the 2026 recognition thanked the Canadian team. The short closing line was “This one's yours!”

A second table, beyond Assurant

Cosgrove joined CAFII’s board in 2018. In 2023, he became its vice chair, an appointment publicly announced that November. The association brings together financial institutions involved in insurance and works with governments and regulators on the framework governing how products are distributed and marketed.

His remit there extended beyond one company’s operations. The appointment involved working with the board and member companies on fair treatment of customers, innovation and access to simple, affordable protection. These are questions about the market around a business as well as the business itself.

At the time of his appointment, board chair Peter Thompson, National Bank Insurance’s CEO, welcomed his experience and the contribution he could make to relationships with policymakers and regulators. That connection also appeared at the Hockey Hall of Fame reception, where Thompson offered thanks and closing remarks after the Deloitte presentation.

The 2024 gathering supplied a concrete example of this industry work: executives and regulators in conversation about operational change, followed by time to talk informally. Cosgrove’s hockey introduction belonged to the occasion. The agenda concerned the pressures shaping the services those people were responsible for.

The phone is only the beginning

A July 23, 2026 announcement brought the partnership theme into a specific consumer setting. Assurant and Cogeco launched a Canadian mobile-device solution combining device access, financing, protection and trade-in capabilities. Cosgrove, quoted as President, Assurant Canada, described the intended result as “a simpler and more connected mobile experience for customers”.

The arrangement involved several participants. Customers could choose network-compatible devices, including new, refurbished and Best Buy Canada certified Open Box models, and purchase through BestBuy.ca. Assurant supplied device lifecycle management capabilities. Cogeco supplied connectivity and an integrated customer experience. The offering linked shopping for a device with what happens during ownership and at the next upgrade.

This was a collaboration between organizations, rather than a product credited to Cosgrove alone. It nevertheless belongs in his story because it makes the business he leads tangible. Device availability, protection and trade-in are separate capabilities. Presenting them as a connected experience requires partners to coordinate the steps between them.

Assurant’s Canadian leadership group reflects that range of work. Its published committee includes regional finance, legal, human resources, compliance, application development and operations responsibilities, alongside client services and implementation. Those functions sit around the same customer relationship, although each handles a different part of it. The list is a useful companion to the mobile announcement: behind a connected experience are several kinds of work, each with people responsible for carrying it out.

The work carries on after the announcement

Cosgrove remains based in Toronto. His public career connects long service inside Assurant with an industry governance role outside it. The recurring subjects are clients, employees, partnerships and the processes supporting them. The most recent Canadian announcements place those subjects in familiar situations: choosing a phone, managing its protection, or deciding whether a workplace deserves a favourable assessment.

Back at the Hockey Hall of Fame, the guests had an easy destination once the formal proceedings ended: the Stanley Cup. Business offers fewer objects quite so obligingly polished. Cosgrove’s working life has involved the less photogenic tasks around a commercial promise: preparing a launch, supporting a client and organizing the people who carry it through. His route to Canadian leadership ran through those tasks. They remain useful places to look when considering what the title involves.

Continue reading