Curative

Curative is an Austin-based health insurance company that pivoted from being one of the largest U.S. COVID-19 testing providers into an employer-sponsored health plan with a simple promise: $0 copays, $0 deductibles, and $0 out-of-pocket costs for in-network care, provided members complete an annual preventive Baseline Visit. Founded in 2020 by Fred Turner, Isaac Turner, and Vlad Slepnev, the company packages insurance, pharmacy, telehealth, and care navigation into a single monthly premium aimed at removing the financial friction that keeps people from using their coverage.