Hapi is a Peruvian-founded, YC-backed fintech that lets people across Latin America invest in U.S. stocks, ETFs and cryptocurrencies from their phones - with zero commissions, no minimums and an account you can open in about five minutes. Built to knock down the high fees and paperwork that historically kept Latin Americans out of the U.S. markets, Hapi has grown from 10,000 users in 2022 to a reported 500,000-plus clients across roughly 20 countries.
Arnold Engel is the co-founder and CEO of Tundra, a zero-commission wholesale marketplace he started in 2017 with his wife Katie Engel after years running a global supply chain company. A Dartmouth economics graduate and former McKinsey consultant, Engel built Tundra to hand independent retailers the same buying power as big-box giants - no transaction fees, no markups, free shipping. The platform grew to more than two million ready-to-ship products and over 30,000 retailers, raising about $42 million across rounds including a $26M Series B led by Emergence Capital in 2021.