Yinon Ravid

Yinon Ravid is the co-founder and CEO of Albert, the personal finance app that turned 'pay what you think is fair' into a profitable business serving millions of mostly young, under-$100k Americans. A former high-yield bond trader turned engineer, he spent the past decade building budgeting, banking, saving, investing and human-plus-software financial advice into one app - and in 2026 shipped Genius, an AI assistant that doesn't just advise but takes action on your money.