
A history major became an accidental CFO in Jakarta, learned the job by assembling a personal board of mentors, and came home to build a governed data layer for finance. His career is a case study in turning an odd résumé into founder-market fit.
Moses Lo is the co-founder and CEO of Xendit, the Southeast Asian payments infrastructure company that became Indonesia's first Y Combinator unicorn. He runs it from San Francisco and Jakarta, and built it after pivoting away from a bitcoin remittance idea six weeks into YC.