FinFlx is a Dubai-based fintech that helps UAE companies forecast, fund and manage their employees' end-of-service gratuity in line with local labour law. Its platform automates gratuity calculations for HR and finance teams, lets employers park those liabilities in a segregated, professionally managed fund, and gives employees an app with a flexible savings account paying a guaranteed 4-5% return. Founded by Amr Yussif and Matthieu Capelle after Yussif's own gratuity was withheld, FinFlx went through Y Combinator's W22 batch and is regulated by the FSRA in Abu Dhabi Global Market.
Vestwell is a New York-based fintech that operates as digital savings infrastructure for the American workplace. Founded in 2016 by Aaron Schumm, it provides an API-driven recordkeeping and administration platform that lets employers, financial advisors, payroll providers, and state governments offer 401(k), 403(b), IRA, 529 education, ABLE disability, and emergency savings accounts. By 2026 the company administered more than $50B in assets for over 2 million savers, powered the majority of state-facilitated retirement programs in the U.S., and raised a $385M Series E to expand the modern savings economy.