Increase is a banking infrastructure company that gives technology companies a programmatic way to store, move, and reconcile money. Through a single set of APIs it exposes the core U.S. payment rails - ACH, wires, real-time payments, FedNow, checks, and cards - with direct network connections and transparent access to the underlying data. Founded in 2020 by Stripe's first employee Darragh Buckley and based in Bend, Oregon, Increase is self-funded, became profitable in 2025, and processes hundreds of billions of dollars in payments each year for fintechs like Ramp, Check, and Pipe.
Matt Marcus is the Co-Founder and CEO of Modern Treasury, the San Francisco-based payment operations platform that processes hundreds of billions of dollars annually for companies like Gusto, Navan, and Procore. A Dartmouth computer science grad and former competitive rower, Marcus spent a year at LendingHome building the payment system that processed over $3 billion in mortgage loans - and that experience became the blueprint for Modern Treasury. He co-founded the company in 2018 with Sam Aarons and Dimitri Dadiomov, went through Y Combinator's Summer 2018 batch, and has raised $183M in total funding. In July 2025, he transitioned from CPO to CEO, steering Modern Treasury toward unified fiat and stablecoin payment rails following the acquisition of Beam.