venezuela
(3)
Coco Wallet
Coco Wallet (YC S19) is a global dollar account powered by stablecoins. Founded by Venezuelan entrepreneur Kevin Charles and his co-founders, it lets Latin American migrants and their families send, spend, save, and earn in digital dollars from a mobile app - combining the simplicity of a neobank like Nubank or Revolut with the freedom of self-custodial Web3, so people can access stable, borderless money without a traditional bank.
Kontigo
Kontigo is a USDC-based neobank built for Latinos in the U.S. and Latin America. It pairs a self-custody stablecoin wallet with a card, no-fee cross-border transfers, yield on balances, and an AI banker over WhatsApp - aiming to give people in high-inflation economies a dollar account that works across borders. Founded in 2023 and part of Y Combinator's Summer 2024 batch, it reported roughly 1 million users and over $1 billion in payment volume before raising a $20 million seed round in December 2025.
QUIK
QUIK is a Maracaibo-born super app that lets Venezuelans pay, save, shop and get food or groceries delivered in about 30 minutes, all from one phone. Its stablecoin-backed wallet lets users hold and spend in a currency that holds its value in a country long battered by inflation, while its QUIK Pro side gives merchants the software to run their storefront, inventory and logistics. Backed by Y Combinator in the Winter 2022 batch, it was the first startup from Maracaibo to be accepted into the accelerator.