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TERA
TERA is an AI-native spend management and finance automation platform that gives businesses a single command center for corporate cards, accounts payable, procurement, and payments. Built around a team of autonomous AI agents that capture receipts, code bills, enforce policy, route approvals, and post to the ERP, TERA aims to replace spreadsheets and manual finance ops with real-time, self-driving workflows. Founded by Madhu Tera in Acton, Massachusetts, the company markets itself to finance teams across healthcare, manufacturing, e-commerce, logistics, and agritech.
Madhu Tera
Madhu Tera is the founder and CEO of TERA (tera.cloud), an AI-powered finance automation platform that bundles corporate cards, expense management, accounts payable, procurement and payments into a single command center for finance teams. Before founding TERA in 2018, Madhu spent years as a solutions architect inside the engine rooms of American finance - Fidelity Investments and State Street - an experience that shaped a conviction that small and mid-size businesses are badly underserved by traditional banks. TERA today reports more than 1,200 customers across healthcare, manufacturing, e-commerce, agritech and logistics.