smb-banking
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Sourav Choraria
Sourav Choraria is the co-founder and CEO of Infinity (YC W24), a Bengaluru business banking platform that helps cross-border SMBs and startups send and receive international payments with multi-currency accounts, flat fees, and no FX markup. He built it with his brother Sidharth after watching their family business lose money to slow, opaque international transfers. Before Infinity he was head of growth at Paytm Money, where he helped scale the wealth platform to 20 million monthly users and launched India's first fixed-deposit-backed credit card.
Infinity
Infinity is a Bengaluru-based cross-border payments platform that lets Indian freelancers, exporters, and small businesses receive money from global clients through multi-currency virtual accounts. It converts foreign payments to INR at live FX rates with a flat 0.5% all-inclusive fee, settles funds in about a day, and handles RBI compliance paperwork like FIRA automatically. Founded in 2024 by brothers Sourav and Sidharth Choraria, the company is part of Y Combinator's Winter 2024 batch.
Lili
Lili is a New York-based financial technology company that runs an all-in-one business banking platform for small businesses. It bundles a fee-free business checking account with built-in accounting, expense management, invoicing, automated tax savings and high-yield savings - collapsing tools that owners would otherwise stitch together. Founded in 2018 by Lilac Bar David and Liran Zelkha, Lili started serving freelancers and solopreneurs and has since repositioned toward growing, multi-employee small businesses. Banking services are provided through partner bank Sunrise Banks, N.A., Member FDIC.