small-business-retirement
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Ubiquity’s 401(k) bet: let savings grow, not the fee
Since 1999, Ubiquity Retirement + Savings has built retirement plans for businesses too small to command Wall Street’s attention. Its wager is simple: charge for the work, rather than a percentage of the nest egg.
Vestwell
Vestwell is a New York-based fintech that operates as digital savings infrastructure for the American workplace. Founded in 2016 by Aaron Schumm, it provides an API-driven recordkeeping and administration platform that lets employers, financial advisors, payroll providers, and state governments offer 401(k), 403(b), IRA, 529 education, ABLE disability, and emergency savings accounts. By 2026 the company administered more than $50B in assets for over 2 million savers, powered the majority of state-facilitated retirement programs in the U.S., and raised a $385M Series E to expand the modern savings economy.