retirement-plans
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Ubiquity’s 401(k) bet: let savings grow, not the fee
Since 1999, Ubiquity Retirement + Savings has built retirement plans for businesses too small to command Wall Street’s attention. Its wager is simple: charge for the work, rather than a percentage of the nest egg.
How 24 Insurance Firms Merged Into One and Skipped the Awkward Small-Talk Phase
Twenty-four independent agencies merged on the same January morning in 2017. Nine years and roughly 130 acquisitions later, Alera Group is a $1.5 billion insurance and wealth firm - and it is still shopping.
The $380 Billion Business of Giving Savers Permission to Spend
Corebridge sells a surprisingly emotional product: permission to use the money you spent decades saving. Behind that promise sits an old insurance engine, a young public brand and a pending merger that could erase the name almost as quickly as it arrived.
Earned
Earned is a New York-based financial services firm built exclusively for doctors, dentists, and their practices. It combines wealth management, tax preparation and planning, accounting, retirement plans, insurance, and legal coordination into a single tax-smart platform, pairing an app and digital tools with fiduciary human advisors. Founded in 2021 and led by former Blucora and Charles Schwab executive John Clendening, Earned has grown through a mix of organic client growth and acquisitions of healthcare-focused financial firms, reaching roughly 20,000 clients and $3.9 billion in assets under management by mid-2026.
Gusto
Gusto is a cloud-based payroll, benefits, and HR platform built for small and medium-sized businesses. Founded in 2011 as ZenPayroll by Josh Reeves, Tomer London, and Edward Kim, the company has grown to serve over 500,000 businesses and recently crossed $1 billion in annual revenue. Gusto handles everything from payroll runs and tax filings to health insurance, 401(k) plans, and employee onboarding - replacing what used to require a patchwork of accountants, brokers, and spreadsheets with a single platform. The company also offers Gusto Embedded, a payroll API that lets other software platforms build payroll directly into their products. Valued at roughly $9.5 billion, Gusto remains private and is widely considered a leading IPO candidate in the HR tech space.
Human Interest
Human Interest is a San Francisco-based fintech company on a mission to make retirement savings accessible to every American worker, regardless of where they work. The company provides affordable, full-service 401(k) and 403(b) plans designed for small and medium-sized businesses — the 99% of employers who have historically been priced out of quality retirement plan options. With a platform that handles recordkeeping, compliance, payroll integration, and investment management all in one place, Human Interest has become one of the fastest-growing retirement plan providers in the U.S., serving nearly 50,000 employers and 2 million+ eligible employees.