receivables-financing
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Monkey’s R$200 Billion Trick: Make Banks Bid Against Each Other
The Brazilian fintech found a simple way to loosen a stubborn credit market: put approved invoices in front of many funders and let the lowest rate win. Now its infrastructure is moving from supply chains into cards, white-label banking and Brazil’s new digital-duplicata system.
Incomlend
Incomlend is a Singapore-based global invoice financing marketplace that connects SMEs, exporters and importers with institutional investors, letting businesses convert unpaid trade invoices into cash - often within 48 hours and for up to 90% of invoice value - without traditional collateral. Founded in 2016 by Morgan Terigi and Dimitri Kouchnirenko, the platform lets investors 'cherry-pick' individual cross-border receivables, and has financed more than USD 1 billion in trades across 50+ countries and 20+ industries.
Blooms
Blooms is an AI-driven trade finance platform that gives Latin American fresh-produce exporters faster access to working capital, cross-border factoring, and multi-currency payments as they ship fruits and vegetables into the US and Canada. Founded by fintech veteran Francisco Mere, the company purchases exporters' US receivables, absorbs the credit risk stateside, and advances up to 80% of an invoice within 24 hours - smoothing the cash-flow gap that has long strangled growers who sell perishable goods across borders. It raised a $2.6M seed round in May 2025 led by agritech VC SP Ventures.