Ramani.io is a Tanzania-born, San Francisco-incorporated B2B fintech digitizing the micro-distribution layer of Africa's consumer-packaged-goods (CPG) supply chain. It hands point-of-sale, inventory and procurement software to thousands of micro-distribution centres (MDCs) that move products from brands like Coca-Cola, Diageo and AB InBev to corner shops, then uses the real-time sales and inventory data to underwrite working-capital financing. A Y Combinator alumnus that raised a $32M Series A in 2022 and holds a lending license from the Bank of Tanzania, Ramani is now evolving into a financial marketplace and B2B e-commerce platform connecting banks, brands and resellers.

Iain Usiri is the co-founder and CEO of Ramani, a Tanzanian fintech building financial infrastructure for Africa's consumer-packaged-goods supply chains. A Stanford computer science graduate and former Salesforce product manager, he gave up his US immigration status and flew home one-way in 2019 to start the company with his brother Calvin and friend Martin Kibet. Ramani gives micro distribution centers free point-of-sale and inventory software, then monetizes through lending - and in 2022 raised a $32M Series A led by Flexcap Ventures after passing through Y Combinator's W20 batch.