program-insurance
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The Insurance Giant Hiding Behind the Repair Bill
AmTrust built an $8.8 billion premium engine by insuring the businesses and breakdowns bigger carriers can overlook. Its next policy is being written in software, claims data and a network of specialist partners.
Authentic
Authentic is a New York insurtech building the infrastructure that lets software companies, franchisors, and associations launch their own insurance programs - so-called captives - for the small businesses they already serve. Its 'Captive in a Box' platform handles the parts that normally take years and a team of specialists: underwriting, rate filings, actuarial work, reinsurance, capitalization, regulatory compliance, and claims. Partners such as Mindbody, Restaurant365, PushPress, and theCut can embed tailored coverage for gyms, salons, restaurants, and other Main Street businesses through a single integration, while member businesses can share in the savings when claims run low.