Forty years ago Joe Mansueto sorted mutual fund reports on his apartment floor and decided regular people deserved the same research Wall Street kept for itself. The five-star rating that came out of it now shapes how trillions of dollars get invested.

Eliza Haverstock is a financial journalist who has covered venture capital, private markets, student loans, and personal finance for outlets including Bloomberg, PitchBook, Forbes, and NerdWallet. A University of Virginia economics and history graduate, she moved from reporting on startups and billionaires to becoming a lead writer on student loan coverage, making complex financial topics accessible for everyday readers.