payment-routing
(3)
OpenPath gives a declined payment another door
A shopper sees one checkout button. OpenPath sees a network of processors, limits and second chances - and makes the decisions that can keep an order alive.
Basis Theory
Basis Theory is a payments infrastructure company that gives merchants a cloud-native, PCI Level 1-compliant vault to tokenize, route, and control sensitive payment data across any payment service provider - without vendor lock-in. Founded in 2020 by fintech veterans from Dwolla, Yodlee, and Klarna, the company has raised roughly $50 million and now positions its vault as the foundation for AI-driven, agentic commerce.
Sticky.io
Sticky.io is a San Francisco-based revenue optimization platform for high-volume subscription and ecommerce brands. Built on an intelligent payments engine, it pairs a headless CRM, a conversion-focused checkout and funnel builder, AI-driven payment recovery, and orchestration across 160+ gateways. The platform supports roughly 72 million subscriptions and processes more than $12 billion in transactions annually, helping merchants reduce silent churn and recoup failed payments.